Best Short Term Investment Plans for Indian Investors
Whenever we talk about investments, we start searching for different options, such as:
• Searching for the best investment plans
• Finding the best investment plans
• Finding the right sum to invest
• We also worry about the results of our investment
Further, people are also worried about the fact that whether they need to invest or not. All these questions pop in our brain when we think of finding out a capital amount. Investment, on the whole, is a requirement to secure a financially sound future.
There are basically two types of investment plans depending on the investment term. They are:
• Long term investment plans
• Short term investment plans
The short term investment plans are designed to render substantial returns in quite a short span of time. This plan can launch for just a year or even few months long. The main aim of this plan is to render the requirement of near future.
Short term investments are the ones that will help you to get optimal returns so as to meet the financial requirements of the people, but they do not get results in the case of long-term investments. This is one of the favourite choices of investors, as this involves very low risks as compared to other choices:
Key features of Short-Term Best Investment Plans -
• Lesser turnaround time
• Less investment, yet optimum returns
• Lesser amount for investment
• High liquidity
In this blog, we will discuss the best short-term investment options from the wide berth of options present out there –
• Gold/Silver - Gold and silver are one of the major pillars that are required to grow the trees of the investment forest, good for long as well as short-term investments. The simple fact is that the price of gold keeps on increasing every day because it is a noble metal (a metal whose properties do not change). This is one of the main reasons why you get huge returns by investing in gold.
• Savings Account – Savings account is one of the best options for those who hate to take any risk. The returns offered by them are not substantial, but the major attraction is that it does not offer any high-risk percentage and high liquidity. Moreover, you need to note the fact that the savings account in different banks is offered at different interest rates.
• Debt Instruments – Debt instruments are quite an effective option for investments especially for individuals who do not like to take a risk. Securing a good capital and offering good results with no fear of debt mutual funds, market volatility, are good options to invest. Giving returns for about 10.5%, this is quite a good option for those who are seeking for short-term savings.
• Bank Fixed Deposit – When we talk about secure investments we all know that bank FDs are a great option. A minimum period of 30 days, one is allowed to keep his money for a maximum period of 10 years in a Fixed Deposit. A person enjoys all the rights that can help them to withdraw their money before the maturity date, but it is better to withdraw money after the maturity period in order to receive all the benefits.
Wrapping up!
Now we do not need to think too much about the issues such as how much and where you need to invest. If you have high hopes from short-term investment plans then the investment options that are discussed above can prove to be the best options for development.